Personal finance

Globalstock | E+ | Getty Images If you feel like your income hasn’t kept up with rising prices, you’re not alone. More than half, 55%, of respondents in a new survey from Bankrate.com say their incomes have not kept up with rising household expenses amid persistent high inflation. Only 33% of respondents said their incomes

Sollina Images | Tetra Images | Getty Images Despite falling gas prices, inflation was higher than expected in August, curbing optimism for lower day-to-day expenses. But some retirees won’t feel the sting of elevated costs, experts say. Annual inflation rose by 8.3% in August, fueled by growing costs for food, shelter and medical care services,

Peopleimages | Istock | Getty Images As open enrollment season gets underway, you may find yourself having to decide whether a health savings account should be part of your 2023 medical coverage. These tax-advantaged accounts let users save for medical expenses. Many companies will soon — or already have started to — hold their annual

In this article CTRN In today’s job market, tuition assistance has become one of the more popular incentives companies are using to attract and keep workers. Now, some employers are going a step further with free college programs to provide even greater financial support. related investing news This little-known senior health care stock can surge

James Harden of the Philadelphia 76ers looks to pass against the Toronto Raptors during game five of the Eastern Conference First Round on April 25, 2022. Tim Nwachukwu | Getty Images For NBA player James Harden, boosting financial know-how among young adults is personal. Harden, a point guard and shooting guard who recently signed a

Olena Ruban | Moment | Getty Images By next month, tens of millions of Americans should be able to start applying for student loan forgiveness. For a number of reasons, experts say borrowers should fill out their application sooner rather than later. These are 4 dates that should be on your radar, including three before

Helen Cortez / EyeEm | Getty Images Determining who benefits most from student loan forgiveness — the poor, middle class or wealthy — may sound like a straightforward exercise. But an exact calculation is difficult, according to economists and education experts. Aside from challenges related to the available data, future financial benefits that will accrue

Flashpop | Stone | Getty Images There’s a surefire way to save money on plane tickets — but those savings may not be worth it for some travelers, depending on their tolerance for certain headaches. The money-saving strategy likely doesn’t come as a surprise: Booking a flight with one or multiple stops is generally less

In this article GS AAPL The Apple Card is getting a lot of attention lately. It doesn’t hurt that the credit card can score you a discount on the newest iPhone 14 and other devices purchased directly from Apple. Apple’s new iPhones are available to order starting Friday, and although there was no price hike

Like many borrowers, Halid Hamade, 28, is poised to benefit — at least somewhat — from student loan forgiveness. After President Joe Biden announced he will forgive $10,000 in federal education debt and up to $20,000 for recipients of Pell Grants who meet the income threshold, Hamade said he was happy. Still, “it’s not enough,”

A student walks to class at Rice University in Houston on Aug. 29, 2022. Brandon Bell | Getty Images News | Getty Images The application for student loan forgiveness will be ready by early October, the U.S. Department of Education says. After people apply, they could see the relief within six weeks. related investing news

Hinterhaus Productions After boosting paid parental leave during the pandemic, many companies are now cutting or reducing the popular employee benefit.   In 2022, organizations with paid maternity leave dropped to 35% from 53% in 2020, according to the Society for Human Resource Management’s employee benefits survey. And fewer than one-third, 27%, now provide paid paternity

A customer at the 7-Eleven on Chino Hills Parkway in Chino Hills receives there lottery tickets on Wednesday, July 27, 2022 where Fridays Mega Millions payout is expected to exceed $1 billion. Will Lester | Medianews Group | Getty Images The clock is ticking for whoever landed the $1.34 billion Mega Millions jackpot in late

Inflation is a Scrooge. Although the holiday season is still months away, consumers are already concerned about how they will afford this year’s gifts as prices continue to rise, several studies show. Roughly 40% of holiday shoppers said inflation is changing the way they shop, with most trying money-saving strategies, according to a new Bankrate.com

Marko Geber | DigitalVision | Getty Images If you’re one of the millions of Americans expecting student loan forgiveness, you won’t owe federal taxes. But that doesn’t mean you’re off the hook at the state level. Indiana is the latest to confirm forgiveness will trigger state income taxes, and some borrowers may owe county levies

Damir Khabirov | iStock | Getty Images Young adults in majority Black and Hispanic communities tend to have lower average credit scores compared to those who reside in majority white communities, according to new research from the Urban Institute. The research found 25- to 29-year-olds in majority Black communities have a median credit score of

Kateryna Onyshchuk | iStock | Getty Images If you get your health insurance through the public marketplace, you may want to keep an eye out for a check from your insurer. Insurance companies are distributing $1 billion in rebates to 8.2 million policyholders, beginning this month. Of those, the majority — an estimated $603 million

As prices rise, Americans are increasingly finding new ways to make ends meet. But with some necessary purchases, such as groceries, there are fewer options that don’t involve taking on debt. That makes the option to pay later — through companies such as Klarna, Zip, Zilch, Affirm and Afterpay — look increasingly attractive.   More

Mathieu Young/Getty Images Americans traveling to Europe can do so a bit more cheaply these days than in recent years. The U.S. dollar is trading at its highest level in roughly two decades relative to the euro — meaning travelers can buy more overseas. That means Americans are effectively getting a discount on hotels, car

Getty Images The amount of money you drop on subscriptions may be more than you realize, recent research suggests. More than half of consumers (54%) underestimate how much they spend monthly on subscriptions by at least $100, according to a survey commissioned by market research firm C+R Research. For 24%, the difference was $200 or