Personal finance

Securities and Exchange Commission Chairman Gary Gensler testifies before Congress on July 19, 2023. Win Mcnamee | Getty Images News | Getty Images The Securities and Exchange Commission on Wednesday voted 3-2 to issue a final rule that requires certain U.S. companies to disclose their risks related to climate change and how they contribute to

The author, Bola Sokunbi Credit: Bola Sokunbi When it comes to managing money, women commonly use the word “fear” to describe what stands between them and the life they want. But achieving financial success means stepping out of our comfort zone, said Bola Sokunbi, founder of Clever Girl Finance and author of “Choosing to Prosper” —

Eric Raptosh Photography | Tetra Images | Getty Images It is often said that without risk, there is no reward. It’s a maxim that poker and chess pro Jennifer Shahade, author of “Play Like a Champion,” knows well. “In poker, risk and calibrating risk is the name of the game,” Shahade said during the CNBC

People walk through the gate on Harvard Yard at the Harvard University campus in Cambridge, Massachusetts, on June 29, 2023. Scott Eisen | Getty Images And just like that, Harvard University has regained its position as the ultimate “dream” school among college applicants. “It’s been a tough year for the brand,” said Hafeez Lakhani, founder

Securities and Exchange Commission Chair Gary Gensler testifies before the Financial Services and General Government Subcommittee on July 19, 2023 in Washington.  Win Mcnamee | Getty Images News | Getty Images The Securities and Exchange Commission is poised to issue a final rule on Wednesday that would require companies to beef up disclosures around climate

Shannonstent | E+ | Getty Images As the IRS bolsters its cryptocurrency expertise, tax professionals are bracing for increased scrutiny of digital currency.  Digital assets are one of the agency’s “priority areas,” according to a press release sent last week. The IRS announced it hired two former crypto executives to beef up its digital currency

Damircudic | E+ | Getty Images Some of the recent developments for student loan borrowers may impact their 2023 tax filing. Here’s what the restart of the bills and any forgiven debt may mean ahead of the April 15 federal tax filing deadline, experts say. For many borrowers, the tax deduction is back There may

A young woman in her early 20s riding a chopper cycle. Karan Kapoor | The Image Bank | Getty Images Having a strong budget can help you build financial wellness. “A budget is a picture of what your money is doing,” Tiffany Aliche, also known as The Budgetnista, told CNBC during a Women & Wealth

Talking about personal finances is harder than talking about religion, politics or death — and almost as hard to talk about as sex, a new survey finds. Women are more likely than men to find talking about money difficult. Half of women said they were reluctant to talk about money because they consider it a

Pixelprof | E+ | Getty Images The share of immigrants in the U.S. labor force has steadily increased for more than a decade, and that growth is poised to continue — a trend economists say benefits the American workforce and economy. In 2006, 15.3% of the civilian labor force was made up of “foreign-born” workers,

Ezra Bailey | Getty Images Most Americans can expect to pay Social Security payroll taxes throughout 2024. But for top earners with gross annual wage income of $1 million, March 2 marks the date at which they will stop paying into the program, according to the Center for Economic and Policy Research. The reason why

There’s a wealth gap between women and men that has been stubbornly hard to shake. Gender pay gaps have persisted despite women’s increasing levels of education and representation in senior leadership positions at work. Women are still more likely to take time out of the labor force or reduce the number of hours worked because of caretaking responsibilities, often referred

Customers look at appliances for sale at a Best Buy store in Miami, Florida, Oct. 8, 2021. Joe Raedle | Getty Images Sara Rathner didn’t want to replace her clothes dryer. But a part was clearly broken, causing the machine to make a high-pitched squealing sound every time she dried a load of laundry.  “We

A United Auto Workers union member holds a sign outside the Stellantis Sterling Heights Assembly Plant to mark the beginning of contract negotiations in Sterling Heights, Michigan, on July 12, 2023. Rebecca Cook | Reuters Many Americans long for the days when companies guaranteed workers income in retirement. That includes Sara Schambers, a fourth-generation Ford

IRS Commissioner Daniel Werfel speaks during an IRS event in McLean, Virginia, on Aug. 2, 2023. Alex Wong | Getty Images The IRS has unveiled plans to target “non-filers” with a new round of letters, starting with high-income taxpayers who haven’t filed federal returns since 2017. Starting this week, the agency will send letters to

A general view of the Baker Library/Bloomberg Center on February 17, 2024, at Harvard Business School in Allston, MA.  Erica Denhoff | Icon Sportswire | Icon Sportswire | Getty Images A Harvard Business School graduate tricked his fellow alumni and associates into investing at least $2.9 million in a Ponzi scheme he ran, New York

Despite a growing need, fewer students are applying for college financial aid. Problems with the new Free Application for Federal Student Aid have discouraged many students and their families from completing an application. As of the last tally, less than 5 million students have submitted the 2024-25 FAFSA form so far.   That’s a fraction of the 17 million

Barring a $1 billion donation or broad-based student loan forgiveness, college is becoming a path for only those with the means to pay for it, many reports now show.  But some colleges have a new strategy to entice students wary of the high cost.    Roughly two dozen schools have introduced “no-loan” policies, which means they are

In this article T Follow your favorite stocksCREATE FREE ACCOUNT A cellular tower is seen on Feb. 22, 2024 in Redondo Beach, California. The outage affected tens of thousands of customers in cities across the country whose phones lost signal overnight. Eric Thayer | Getty Images News | Getty Images AT&T is reimbursing customers affected

Getty Images If you’re expecting a tax refund this season, you can avoid delays by filing a complete and accurate return. But first, you’ll need to gather your tax forms. You get tax forms such as W-2s and 1099s from employers and financial institutions each year. Those entities also send the IRS copies, called “information